Everyone should have access to quality investment management at a reasonable cost. Many financial institutions require minimum amounts to invest and only offer their own proprietary investments. I don't have minimums and have full indepence to build portfolios without bias.
I believe it is important to be invested alongside the people who hire me to manage their investments. My core values are consistency, transparency, and simplicity. If you are curious about the costs, performance, or risk of your current investments, feel free to schedule a no obligation portfolio review.
"Everything should be made as simple as possible, but not simpler"
- Albert Einstein
Though some of the investment vehicles employed may be sophisticated, portfolios are constructed in a disciplined, easy to understand manner using proven strategies.
"It's tough to make predictions, especially about the future"
- Yogi Berra
The best way to deal with uncertainty is to be prepared for a variety of outcomes. The table below shows that the worst performing assets in a given year are often the among best performing the following year. Being diversified and rebalancing ensures you buy low and sell high.
Invest Like a Pension Plan
The most common goal people have is to save for retirement. Pension fund assets were approximately USD$38.5 trillion at the end of 2021 according to the OECD Global Pension Statistics Project. It makes sense to pursue an investment strategy similar to the largest managers of retirement assets in the world.
Below are the asset allocations of the Canadian Pension Plan and the Ontario Teachers Pension Plan. One thing pension managers have in common is their allocations to assets other than stocks and bonds. Real assets, private credit, and alternative strategies make up an impactful part of their overall assets. These alternative assets help reduce volatility and improve risk adjusted returns.
Disclaimers
Bobby McBride is an Investment Advisor and is also licensed for the sale of insurance. Bobby McBride is registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the services and products discussed. The name of the entity being represented should correspond to the business being conducted. Planning with Bobby and Investing with Bobby of Designed Securities Ltd. are separate legal entities.
Investing with Bobby is an investments trade name of Designed Securities Ltd (DSL). DSL is regulated by the Investment Industry Regulatory Organization of Canada (www.iiroc.ca) and Member of the Canadian Investor Protection Fund (www.cipf.ca ). Investment products are provided by Designed Securities Ltd. and include, but are not limited to, mutual funds, stocks, and bonds. Bobby McBride is registered to provide investment advice and solutions to clients residing in the province of Ontario.
Any advice which may be given in respect of non-securities services is given by Bobby McBride solely and no such advice is given in their capacity as a registrant of Designed Securities Ltd. Canadian Investor Protection Fund (CIPF) coverage is available to IIROC Dealer Members and does not offer protection, within limits, on non-securities products not held by a Member. Non-securities related business includes, without limitation, fee-based financial planning services; estate and tax planning; tax return preparation services; advising in or selling any type of insurance product; any type of mortgage service. Accordingly, Designed Securities Ltd. is not providing and does not supervise any of the above noted activities and you should not rely on Designed Securities Ltd. for any review of any non-securities services provided by Bobby McBride and Planning with Bobby.
No information on this website shall be deemed as investment advice or a recommendation. The information provided may be gathered from sources believed to be accurate. This website is for informational and reference purposes only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult the appropriate professional depending on your particular circumstances. This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.
The opinions expressed are those of the author and do not necessarily reflect those of Designed Securities Ltd. The information contained on this website is subject to change without notice. Information has been gathered from sources believed to be reliable. Content is accurate as of the date of publication, and subject to change without notice.
By accessing links to external websites, you will be leaving this website, and Planning with Bobby and Investing with Bobby of Designed Securities Ltd. are not responsible for the information contained on these external websites. Content may not be reproduced or distributed without the consent of Bobby McBride.