Hi, I'm Bobby
I provide financial advice to people I care about.
Planning
"If you don't know where you are going, you might wind up someplace else."
- Yogi Berra
Rob Carrick from The Globe and Mail says financial plans from an accredited financial planner can cost anywhere from $1,000 to $4,000.
Why are you giving away financial plans for free?
I'm providing these plans as a way to meet people and provide value. If after going through your plan with me, you're interested in learning about how I make a living, great! If all you want is a free plan, I'm happy to have helped you with that.
What do I need to do for my free financial plan?
All you need to do is complete my 3-minute online questionnaire!
I'll use your answers to create your initial plan. When it's ready I'll reach out to schedule a Zoom call to review it together.
Wait, I don't want to talk to you, I just want a free plan!
There are lots of free online retirement calculators, but I don't know of any that come with a free hour of time from an accredited financial planner. There's no added value if I just send you a report with some projections, you can get that from anywhere.
There's no obligation or sales pitch during our meeting. We will review your situation together and create some alternative scenarios to see if there are different ways to go about things that you might prefer more than what you're currently doing.
Investing
"It's tough to make predictions, especially about the future."
- Yogi Berra
No one has a crystal a ball and there is only 1 Warren Buffett. I don't pretend to be the greatest investor who ever lived. But I have a disciplined approach that was developed over my career and I own every investment I recommend.
What is your approach?
My approach is modelled after the largest managers of retirement assets, pension funds. I use a variety of low-cost passive investments alongside higher-cost, sophisticated strategies to create a well diversified portfolio seeking to achieve your desired return with the least amount of risk possible.
Human advice for the price of a robot
Canadians pay some of the highest investment costs in the world. Often times you're faced with the choice of high costs for quality advice or low costs for no advice. Worse is if you are paying a high cost and receiving little value. My goal is to provide competent, trustworthy advice for a fraction of the cost you would pay anywhere other than a roboadvisor.
You can learn more about me, my experience, and my qualifications here.
If you would like an unbiased, no obligation review of your current investments, you can book a Zoom review with me.